Charles Ho

Charles Ho is a Partner at Harry Elias Partnership in Singapore. His practice focuses on Bankruptcy and Insolvency Law, with deep expertise in litigation and dispute management, restructuring and insolvency, and wills and probate.

He regularly represents banks, financial institutions, real estate investment trusts, property developers and major commercial landlords in a broad spectrum of civil and commercial litigation. His practice spans various industry sectors including real estate, banking and finance, asset management, and corporate advisory. He is known for delivering practical and commercially sound advice tailored to clients' business objectives and litigation risk profiles.

Charles has acted in a wide range of complex disputes before the Singapore courts and in arbitration. He has extensive experience advising and acting for institutional creditors in matters involving asset recovery, enforcement of securities, debt restructuring and insolvency. His work includes acting in contested scheme, judicial management and winding-up applications, as well as advising on cross-border enforcement and recovery strategies.

In the real estate space, Charles regularly advises and acts in relation to landlord-tenant disputes and defects liability claims. He also advises MCSTs and managing agents on strata governance and condominium disputes, including matters arising under the Building Maintenance and Strata Management Act.

He is also experienced in regulatory and white-collar matters, having been instructed in sensitive internal investigations and enforcement actions involving allegations of corporate misconduct, fraud and corruption, including representing clients under investigation by the Corrupt Practices Investigation Bureau. He has acted in cases concerning breaches of directors' duties and fiduciary obligations, and regularly advises on employment-related disputes, including enforcement of non-compete and restraint of trade clauses and misuse of confidential information.

His representative matters include acting for and advising a bank in respect of the appointment of receivers over the assets of a specialised local developer with a Class 1 General Builder Licence; advising and acting for a commercial landlord in respect of applications commenced by a tenant and its group of companies for the Court to restrain proceedings, involving approximately 200 creditors across the tenant's group of 5 companies; advising a franchisor of an international food and beverage brand on cross-border insolvency issues involving its franchisees; advising a leading local private healthcare provider in an employment dispute with a former director involving alleged breach of non-competition and non-solicitation clauses; and acting for a company in the TV programming and broadcasting communications business in respect of winding-up proceedings.

He holds an LLB from Singapore Management University and is a member of the Singapore Academy of Law and The Law Society of Singapore. He is a co-author of "Adjudication and Insolvency: Interface of two statutory regimes affecting the construction industry," published in LexisNexis Legal News (5 March 2025) and in the INSOL International Restructuring Alert.

His awards include "Recommended Practitioner" for Wills, Estates and Succession Planning – Doyle's Guide 2026; "Rising Star Partner" for Restructuring and Insolvency – IFLR1000 Asia Pacific 2025; and "Singapore 30 most influential lawyers under 40" – Singapore Business Review 2022.